Spousal Refusal

What You Need To Know About Spousal Refusal And Medicaid Eligibility?

Understanding Medicaid can be confusing, especially when it comes to figuring out how to pay for a loved one’s care without losing all of your savings. There’s something called “spousal refusal” that might help. This choice is for married couples where one person needs Medicaid to cover their healthcare costs. It’s available in New York and can make a big difference in how much a family has to spend on long-term care.

Emics Elder Care is here to explain what spousal refusal in New York is, how it works, and why it might be helpful to families like yours.

What is Spousal Refusal?

Let’s start with the basics: spousal refusal is a choice the healthy spouse makes. It means the healthy spouse chooses not to use their own money to pay for the other spouse's care. Instead, they sign a paper that lets Medicaid know that the sick spouse is the one asking for help. This can allow the sick spouse to qualify for Medicaid based on their own money and savings, not the couple’s combined amount. In New York, this can help the sick spouse get care while the healthy spouse gets to keep more of their money.

How Does Spousal Refusal Work?

If you decide to use Spousal Refusal Medicaid in NY, here’s what you need to do:

● Look at Your Money: The sick spouse has to meet Medicaid’s rules on how much money they can have. Spousal refusal helps them qualify by only looking at the sick spouse’s money.

● Sign a Spousal Refusal Statement: The healthy spouse must sign a paper that says they won’t pay for the sick spouse’s care. This paper goes to Medicaid when the sick spouse applies for help.

● Think About the Future: Even though spousal refusal helps now, Medicaid might later ask the healthy spouse to pay some of the money back. Talking with someone who knows the rules, like a specialist at Emics Elder Care, can help you understand what to expect.

How Emics Elder Care Can Help?

If you’re looking at Spousal Refusal in NY, it’s helpful to have someone on your side who knows the details. Emics Elder Care is here to guide families through Medicaid planning and help protect their money. Our team understands New York’s Medicaid rules and can help you find the right answers. Keeping your family secure is our main focus, and we’re here to help you understand your options.

If you’re ready to learn more, Emics Elder Care is just a call away.

Spousal Refusal

What You Need To Know About Spousal Refusal And Medicaid Eligibility?

What is Spousal Refusal?

Why Do People Choose Spousal Refusal?

How Does Spousal Refusal Work?

If you decide to use Spousal Refusal Medicaid in NY, here’s what you need to do:

Should You Use Spousal Refusal?

How Emics Elder Care Can Help?

Spousal Refusal

What You Need To Know About Spousal Refusal And Medicaid Eligibility?

What is Spousal Refusal?

Why Do People Choose Spousal Refusal?

How Does Spousal Refusal Work?

If you decide to use Spousal Refusal Medicaid in NY, here’s what you need to do:

Should You Use Spousal Refusal?

How Emics Elder Care Can Help?

Cookie Policy